At Pivot FS, we understand that sometimes you need access to quick cash, and your vehicle could be the key to unlocking it. With our Logbook Loan, you can leverage the value of your vehicle to secure the funds you need, without the hassle of traditional lending processes. Discover a straightforward solution to your financial needs with our Logbook Loan.

  • Copy of ID
  • Current Photo/Selfie
  • KRA PIN Certificate
  • 12 months mpesa statement (E-statement)
  • 12 months bank statement (E-statement)
  • Original Logbook
  • Valid comprehensive insurance cover
  • For limited companies – Certificate of Incorporation, CR12, Company KRA PIN
  • Duly completed loan application form
How To Apply
  • Start by filling the online loan application form and upload the required documents.
  • Share your financial statements via email apply@pivot.co.ke.
  • We will keep you informed every step of the way, from initial submission to final approval.


The application process typically takes between 1 hour to a maximum of 24 hours for approval.

Absolutely. Paying off your logbook loan early entitles you to a waiver of all remaining interest after the first 3 months.

Yes, you can apply as long as you are the sole legal owner of the vehicle used to secure the loan.

Yes, you retain full use of your car while repaying your logbook loan.

Logbook loans are available for private vehicles up to 14 years old and commercial vehicles up to 11 years old.