About Personal Loan

This is a short-term credit facility tailored for salaried professionals seeking convenient access to affordable credit.

 

Min Amount – Kes. 10,000

Max Amount – Kes. 500,000

  • Copy of your National ID
  • Current selfie/passport photo
  • KRA PIN
  • Last 3 months payslip
  • Latest 12 months salary bank statement (E-Statement)
  • Latest 12 months Mpesa statement (E-Statement)
  • Post-dated cheques
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Requirements

  • Copy of your National ID
  • Current selfie/passport photo
  • KRA PIN
  • Last 3 months payslip
  • Latest 12 months salary bank statement (E-Statement)
  • Latest 12 months Mpesa statement (E-Statement)
  • Post-dated cheques drawn from the salary account

How To Apply

  1. Start by filling the online loan application form and upload the required documents.
  2. Share your financial statements via email apply@pivot.co.ke.
  3. We will keep you informed every step of the way, from initial submission to final approval.

Personal Loan FAQs

Any Kenyan individual above 18 years who is employed and earns a regular salary. All personal and payment information provided in the application must belong to you.

You can borrow a minimum of Ksh. 10,000 and a maximum of Ksh. 500,000.

As a responsible lender, we take adequate care in all phases of our credit process to determine that our clients have the capacity to repay without becoming over-indebted. Unfortunately this may also mean that sometimes you will only qualify for a smaller loan than you expected.

At the moment we do not ask for any physical security or collateral against your loan.

Yes we will. We value transparency. As a responsible lender, we will disclose all the information regarding your loan to you and send a loan agreement containing all loan details plus the repayment schedule to your email before activating your loan. We will only proceed once you are ok with all the terms and conditions and with your express consent.

Paybill Number: 

Account Number:

If you have successfully paid off one loan with Pivot, the next time you apply you may enjoy lower interest rates and a shorter application process.

If you experience repayment difficulties, we highly advise that you communicate with us to find a solution.

You can call/whatsapp us on 0722 000 000 or email us at jambo@pivot.co.ke for any enquiries or complaints.

Responsible lending is to act in a customer’s best interests, ensuring affordability, transparency of terms and conditions and supporting a borrower if they experience repayment difficulties.